\uc624\ud508\ubc45\ud0b9\uc740 \uacf5\uc2dd\uc801\uc73c\ub85c 2015\ub144\ub3c4 \uc720\ub7fd\uc5d0\uc11c \uc2dc\uc791\ud588\uc9c0\ub9cc, \uc9c0\uae08\uae4c\uc9c0 \uc911\uad6d, \ubbf8\uad6d \uadf8\ub9ac\uace0 \ud55c\uad6d\uacfc \uac19\uc774 \uaddc\uc81c \uc601\uc5ed \ubc16\uc758 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc774 \ucc3d\uc5c5\uacfc \uc11c\ube44\uc2a4 \ucd9c\uc2dc\ub85c \uc18c\ube44\uc790\ub85c\ubd80\ud130 \ud638\uc751\uc744 \uc5bb\uc740 \ub4a4 \uaddc\uc81c\ud654\uac00 \ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\ub2e4. \uadf8\ub9ac\uace0, \uc120\uc9c4\uad6d\ub4e4\uc758 \uc0ac\ub840\ub97c \ucc38\uace0\ud574 \ub2e4\uc591\ud55c \uad6d\uac00\ub4e4\uc740 \uc774\ub97c \uc815\ubd80 \ucc28\uc6d0\uc5d0\uc11c \uc81c\ub3c4\ud654\ub97c \ud558\uace0 \uc788\ub294\ub370, \ube0c\ub77c\uc9c8 \uac19\uc740 \uacbd\uc6b0\ub294 \ud6c4\uc790\uc5d0 \uc788\ub2e4.
\n\ub300\ud45c\uc801\uc778 \uc801\uc6a9 \uc0ac\ub840\uc5d0 \ub300\ud574, \uc544\ub798\uc640 \uac19\uc774 \ub450 \uac1c\uc758 \ud68c\uc0ac\ub97c \uc18c\uac1c \ud558\uace0 \uc2f6\ub2e4.<\/p>\n
\ud55c\uad6d\uc758 \ud1a0\uc2a4 (Toss): \ud1a0\uc2a4\ub294 2011\ub144\uc5d0 \uac04\ud3b8\uc1a1\uae08 \uc571\uc73c\ub85c \ubc1c\ub9e4 \ud55c \ub4a4\uc5d0 \uc7ac\uc815\uad00\ub9ac\ub97c \ub118\uc5b4, \uc9c0\uae08\uc740 \uc2e0\uc6a9\uce74\ub4dc, \uc99d\uad8c, \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ud540\ud14c\ud06c\uc774\ub2e4. \uc774\ub54c \ud1a0\uc2a4\uac00 \uc2dc\uc791\ud55c \uac04\ud3b8 \uc1a1\uae08\uc774\ub780 \uac83\uc740, A\ub77c\ub294 \uc740\ud589\uc5d0\uc11c B \uc740\ud589\uc5d0 \uacc4\uc88c \uc774\uccb4\ub97c \ud1a0\uc2a4 \uc571\uc744 \ud1b5\ud574\uc11c \ud558\ub294 \uac83\uc774\ub2e4. \uc5b8\ub73b \ub4e4\uc73c\uba74 \ubcf5\uc7a1\ud558\uc9c0\ub9cc, \uac04\ub2e8\ud788, \uc790\uc2e0\uc774 \uc120\ud638\ud558\ub294 C \uc740\ud589 \uc571\uc5d0\uc11c A\uc740\ud589 \uacc4\uc88c\uc5d0 \uc788\ub294 \ub3c8\uc744 B \uc740\ud589\uc5d0 \uc774\uccb4\ud558\ub294 \uac83\uc774\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 \ud3ed\ubc1c\uc801\uc778 \uc778\uae30\ub97c \ub04c\uc5c8\uace0, \uc624\ub298\ub0a0 \ud1a0\uc2a4\ub294 \uc720\ub2c8\ucf58 \uae30\uc5c5\uc73c\ub85c, \ud55c\uad6d \uae08\uc735\uc744 \uc120\ub3c4\ud560 \ud68c\uc0ac\uac00 \ub418\uace0 \uc788\ub2e4.<\/p>\n
\ubbf8\uad6d\uc758 \ud06c\ub808\ub527 \uce74\ub974\ub9c8 (Credit Karma): \ud06c\ub808\ub527 \uce74\ub974\ub9c8\ub294 2007\ub144 \ubbf8\uad6d\uc5d0\uc11c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\ub294\ub370, Equifax\ub098 Fico \uac19\uc740 – \ube0c\ub77c\uc9c8\uc758 Serasa – \uc2e0\uc6a9\ub4f1\uae09 \ud68c\uc0ac\uc758 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud574 \uc790\uccb4\uc801\uc778 \ub4f1\uae09 \uc2dc\uc2a4\ud15c (\uc2e0\uc6a9\uc810\uc218)’\ub85c \uc0ac\uc804\uc2b9\uc778\ub41c \uae08\uc735 \uc0c1\ud488\uc744 \ud30c\ub294 \ud540\ud14c\ud06c\uc774\ub2e4. \uc5ec\uae30\uc5d0, \ub2f9\uc2e0\uc774 \uac70\ub798\ud558\ub294 \uc740\ud589\uc758 \ub370\uc774\ud130\ub97c \ucca8\uac00\ud574, \ub0ae\uc740 \uc2e0\uc6a9\ub4f1\uae09\uc744 \ub192\uc77c \uc218 \uc788\uc5b4, \uc0ac\uc804\uc5d0 \uc2b9\uc778\ub41c \uc81c\ud488\uc744 \uc870\ud68c \ud560 \uc218 \uc788\uac8c \ud558\ub294 \uc11c\ube44\uc2a4\ub2e4.<\/p>\n
\u25b2\ube0c\ub77c\uc9c8\uc5d0\uc11c\ub294 \uc5b4\ub5bb\uac8c?<\/strong><\/p>\n \ube0c\ub77c\uc9c8\uc740 \uc774\ubbf8 \uc624\ub798\uc804\ubd80\ud130 \uc624\ud508\ubc45\ud0b9\uc744 \uc900\ube44\ud558\uace0 \uc788\uc5c8\ub2e4. \uc77c\uc804\uc5d0 \uc18c\uac1c\ud574 \ub4dc\ub9b0 PIX \uc5ed\uc2dc \uc911\uc559\uc740\ud589\uc774 \uac16\uace0 \uc788\ub358 \uc624\ud508\ubc45\ud0b9\uc758 \uc5b4\uc820\ub2e4\ub85c, 1-2\ub144 \uc548\uc5d0\ub294 \ube0c\ub77c\uc9c8\uc5d0\uc11c\ub3c4 \ud55c\uad6d\uc758 \ud1a0\uc2a4\ucc98\ub7fc A \uc740\ud589\uc744 \uc0ac\uc6a9\ud558\uba74\uc11c, B \uc740\ud589\uc5d0\uc11c C \uc740\ud589\uc5d0 \uacc4\uc88c\uc774\uccb4\ub77c\ub358\uac00, \uc62c\ud574 \ud558\ubc18\uae30\ubd80\ud130\ub294 \ub0b4\uac00 \uc624\ub7ab\ub3d9\uc548 \uac70\ub798\ub97c \ud588\ub358 \uc740\ud589\ub370\uc774\ud130\ub97c \uc0c8\ub85c\uc6b4 \uc740\ud589 \ub610\ub294 \uc81c3 \uae08\uc735\uc5d0 \uc81c\uacf5\ud568\uc73c\ub85c \uc774\uc790\uac00 \uc800\ub834\ud574\uc9c8 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uac00 \uc81c\uacf5\ub420 \uac83\uc774\ub2e4.<\/p>\n \uc911\uc559\uc740\ud589\uc740 \ube0c\ub77c\uc9c8\uc758 \uc624\ud508\ubc45\ud0b9 \ub3c4\uc785\uc744 \ucd1d 4\ub2e8\uacc4\ub85c \uc815\ud588\ub2e4. \u25b2\uc624\ud508\ubc45\ud0b9 \uc18d\uc5d0\uc11c \ub098\uc758 \uc815\ubcf4\ub294 \uc5b4\ub5bb\uac8c?<\/strong><\/p>\n \ube0c\ub77c\uc9c8\uc740 \uc774\ubbf8 \uc218\ub144 \uc804 LGPD (Lei Geral Protecao de Dados) \uc744 \ub3c4\uc785\uc744 \ud588\uace0, \uacf5\uc2dd\uc801\uc73c\ub85c \uc791\ub144\ubd80\ud130 \uc2dc\ud589\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. LGPD\ub294 \uc77c\ubc18\uc815\ubcf4 \ubcf4\ud638\ubc95\uc73c\ub85c, \uc55e\uc73c\ub85c \uae30\uc5c5\uc774 \uac1c\uc778 \uc815\ubcf4\ub97c \ubcf4\uc720\ud560 \uc2dc, \uc5b4\ub5a4 \uc2dd\uc73c\ub85c \uc6b4\uc601\uc744 \ud558\uace0, \ubcf4\uc548\uc740 \uc5b4\ub5bb\uac8c \ud558\ub294\uc9c0 \uadf8\ub9ac\uace0 \uc704\ubc18\ud560 \uacbd\uc6b0, \uc5b4\ub5a0\ud55c \ucc98\ubc8c\uc774 \ubc95\uc778\uacfc \ubc95\uc778 \ub0b4 \uc815\ubcf4\ubcf4\ud638 \ucc45\uc784\uc790\uc5d0\uac8c \uc801\uc6a9\uc774 \ub418\ub294 \ubc95\uc548\uc774\ub2e4. \ub530\ub77c\uc11c, \uc5b4\ub5a4 \uae30\uc5c5\uc774 \ub2f9\uc2e0\uc758 \uc815\ubcf4\ub97c \uc554\ubb35\uc801\uc73c\ub85c \uac70\ub798\ub97c \ud558\ub358\uac00, \ubcf8\uc778\uc774 \uac00\uc785\ud558\uc9c0\ub3c4 \uc54a\uc740 \uc11c\ube44\uc2a4 \ud68c\uc0ac\uc5d0\uc11c \uc804\ud654\ub97c \ubc1b\ub358\uac00, \uc544\ub2c8\uba74 \uac1c\uc778\uc815\ubcf4 \uc0ad\uc81c\ub97c \uc694\uccad\ud588\uc744 \uacbd\uc6b0, \uc774\uac83\uc774 \uc774\ud589\ub418\uc9c0 \uc54a\uc744 \uacbd\uc6b0, \ub2f9\uc2e0\uc740 \ud574\ub2f9 \uae30\uc5c5\uc744 Procon\uc5d0 \uc2e0\uace0\ub97c \ud560 \uc218 \uc788\uace0, \ud574\ub2f9 \uae30\uc5c5\uc740 \uc815\ub9d0 \uc5c4\uccad\ub09c \ubc8c\uae08\uc744 \ubc1b\ub294\ub2e4.<\/p>\n \ub530\ub77c\uc11c, \uc624\ud508\ubc45\ud0b9\uc740 LGPD\uc758 \ubcf4\ud638 \uc544\ub798, \uc18c\ube44\uc790\uac00 \uc790\uc2e0\uc774 \uc6d0\ud558\ub294 \ud68c\uc0ac\uc5d0 \uc790\uc2e0\uc758 \uc740\ud589 \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \uac83\uc774\ub2e4. \ub0b4\uac00 \ub9cc\uc57d Bradesco\uc5d0 \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4\uac00 5\ucc9c \ud5e4\uc54c\uc778\ub370, Itau \uc5d0\uc11c \uacc4\uc88c\ub97c \uc5ec\ub294\ub370, \uc774\ub4e4\uc774 \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4\ub97c \ub108\ubb34 \ub0ae\uac8c \uc904 \uacbd\uc6b0, Bradesco\uc758 \uc2e0\uc6a9\uac70\ub798 \uc815\ubcf4\ub97c \uacf5\uc720\ud568\uc73c\ub85c, Itau\uc5d0\uc11c \uc2e0\uc6a9\ud55c\ub3c4\ub97c \ub298\ub824\uc8fc\ub294 \uac83\uc774\ub2e4. \uc774 \uac1c\ub150\uc744 \ub300\ucd9c\uc5d0\ub3c4 \uc801\uc6a9\uc774 \uac00\ub2a5\ud574\uc9c0\ub294 \uac83\uc774\ub2e4.<\/p>\n \u25b2\uace0\ub798 \uc2f8\uc6c0 \uc18d \uc0c8\uc6b0\ub294 \ubc14\ub85c \ub098<\/strong><\/p>\n \ube0c\ub77c\uc9c8 \uc911\uc559\uc740\ud589\uc740 \ubd84\uba85 \uc88b\uc740 \uc758\ub3c4\ub97c \uac16\uace0 \uc624\ud508\ubc45\ud0b9 \uc81c\ub3c4\ud654\ub97c \ud558\uace0 \uc788\ub2e4. \uadf8\ub9ac\uace0 \uc2dc\uc7a5\uc5d0\uc120 \uc624\ud508\ubc45\ud0b9\uc744 \ud1b5\ud574 \uc774\uc790\ub4e4\uc774 \ub9ce\uc774 \ub0ae\uc544\uc9c8 \uac83\uc774\ub77c \uc804\ub9dd\uc744 \ud558\uace0 \uc788\ub294\ub370, \uc774 \ubd80\ubd84\uc5d0\uc120 \uc0ac\uc2e4 \ubd84\uba85\ud558\uc9c4 \uc54a\ub2e4. \ub530\ub77c\uc11c, \ud544\uc790\ub294 \uc774\ub7ec\ud55c \uc0c1\ud669\uc744 \uace0\ub798 \uc2f8\uc6c0\uc774\ub77c\uace0 \ud45c\ud604\ud558\uace0 \uc2f6\ub2e4.<\/p>\n \uc5ec\uae30\uc5d0\uc11c \ubc14\ub85c \uc911\uc694\ud55c \uac83\uc740 \ubc14\ub85c \ub098 \uc790\uc2e0\uc774\ub2e4.<\/p>\n \uc815\ubcf4\uac00 \uc0c8\ub85c\uc6b4 \uc11d\uc720\ub77c\uace0 \ubd88\ub9ac\ub294 \uc774 \uc2dc\ub300\ub97c \uc0ac\ub294 \uc6b0\ub9ac\ub294, \uc6b0\ub9ac\uc758 \uac1c\uc778\uc815\ubcf4\uac00 \uc5b4\ub5bb\uac8c \uacf5\uc720\uac00 \ub418\ub294\uc9c0 \ub610 \uc5b4\ub514\uc5d0 \uacf5\uc720\ud588\ub294\uc9c0 \uc54c\uc544\uc57c \ud558\ub294 \ucc45\uc784\uac10\uc774 \uc788\ub2e4. \uadf8\ub9ac\uace0, \ud574\ub2f9 \uc815\ubcf4\ub97c \uc5b4\ub5bb\uac8c \ub098 \uc790\uc2e0\uc758 \uc774\uc775\uc744 \uc704\ud574 \uc0ac\uc6a9 \ud560 \uc218 \uc788\ub294\uc9c0\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \uacfc\uc81c\uc774\ub2e4.<\/p>\n \uc624\ud508\ubc45\ud0b9\uc740 \uc5ec\uae30\uc5d0\uc11c \ub098 \uc790\uc2e0\uc774 \ub2e4\ub978 \uc740\ud589\uacfc \uc815\ubcf4\ub97c \uacf5\uc720 \ud560 \uc218 \uc788\ub294 \ubc29\uc548\uc744 \uc81c\ub3c4\ud654\ud558\ub294 \uac83\ubfd0\uc774\ub2e4.<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" [\uc88b\uc740\uc544\uce68] \uc791\ub144 \uc911\ubc18\ubd80\ud130 Valor\uc640 \uac19\uc740 \uacbd\uc81c\uc9c0\ub97c \ub9ce\uc774 \uc77d\ub294 \uc0ac\ub78c\ub4e4\uc740 \ud55c \ubc88\ucbe4 \uc624\ud508\ubc45\ud0b9\uc774\ub77c\uace0 \ub4e4\uc5b4\ubcf4\uc168\uc744 \uac70\ub77c \uc0dd\uac01\uc774 \ub41c\ub2e4. \uc9c1\uc5ed\ud55c\ub2e4\uba74 \uc5f4\ub9b0 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc774\ub77c\uace0 \ud560 \uc218\ub3c4 \uc788\ub294\ub370, \uacfc\uc5f0 \uc624\ud508\ubc45\ud0b9\uc774 \uc5b4\ub5bb\uac8c \uc6b0\ub9ac\uc758 \uc0b6\uc5d0 \uc601\ud5a5\uc744 \ub07c\uce60 \uc218 \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc65c \ube0c\ub77c\uc9c8 \uc911\uc559\uc740\ud589\uc5d0\uc120 \uc774\ub7ec\ud55c \uc81c\ub3c4 \ub3c4\uc785\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\ub294\uc9c0 \uc18c\uac1c\ud558\uace0\uc790 \ud55c\ub2e4. \u25b2\uc624\ud508\ubc45\ud0b9\uc740 \uc18c\ube44\uc790\ub85c\ubd80\ud130 \uc2dc\uc791\uc774 \ub41c \uc11c\ube44\uc2a4\ub2e4. \uc624\ud508\ubc45\ud0b9\uc740 \uacf5\uc2dd\uc801\uc73c\ub85c 2015\ub144\ub3c4 \uc720\ub7fd\uc5d0\uc11c \uc2dc\uc791\ud588\uc9c0\ub9cc, \uc9c0\uae08\uae4c\uc9c0 \uc911\uad6d, […]<\/p>\n","protected":false},"author":2,"featured_media":1462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/posts\/1447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/comments?post=1447"}],"version-history":[{"count":6,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/posts\/1447\/revisions"}],"predecessor-version":[{"id":1465,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/posts\/1447\/revisions\/1465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/media\/1462"}],"wp:attachment":[{"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/media?parent=1447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/categories?post=1447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bomdianews.com.br\/br\/wp-json\/wp\/v2\/tags?post=1447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u25cf 1\ub2e8\uacc4 (2\uc6d4\ubd80\ud130 \uc2dc\ud589): \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc640 \uc0c1\ud488 \uc815\ubcf4;
\n\u25cf 2\ub2e8\uacc4 (7\uc6d4\ubd80\ud130): \uc740\ud589 \ub0b4\uc5d0 \ub4f1\ub85d\ub41c \uc18c\ube44\uc790\uc758 \uc815\ubcf4 \ubc0f \uac70\ub798\uba85\uc138 \uacf5\uc720 \uac00\ub2a5;
\n\u25cf 3\ub2e8\uacc4 (8\uc6d4\ubd80\ud130): \uc740\ud589 \ub0b4\uc758 \uc18c\ube44\uc790 \uae08\uc735 \uc815\ubcf4, \uacb0\uc81c \uc2dc\uc791, \uc0c1\ud488 \uc2e0\uccad \uac00\ub2a5;
\n\u25cf 4\ub2e8\uacc4 (12\uc6d4\ubd80\ud130): \ud22c\uc790, \ud658\uc804, \ubcf4\ud5d8, \ubd09\uae09\uacc4\uc88c \uc815\ubcf4 \ubc0f \uac70\ub798\uba85\uc138 \uacf5\uc720 \uac00\ub2a5.<\/p>\n![\"\"](\"https:\/\/bomdianews.com.br\/br\/wp-content\/uploads\/2021\/03\/Untitled-1.jpg\")
\uce7c\ub7fc\uc800\uc790\u3163 \uc774\uc7ac\uba85 (\ube0c\ub77c\uc9c8 100\ub300 \ud601\uc2e0\uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \uc120\uc815\ub41c CrediGO\uc758 CMO \ub9c8\ucf00\ud305 \uc784\uc6d0)<\/div>\n